Senior Financial Portfolio Analyst – Servicing

Company: Figure

Figure (NASDAQ: FIGR) is transforming capital markets through blockchain, powering products used by consumers and institutions. The company has originated over $22 billion in home equity loans (HELOCs) on its blockchain-native platform and operates products including YLDS, an SEC-registered yield-bearing stablecoin.

Applicants must be authorized to work in the United States; Figure will not sponsor work visas.

Responsibilities

• Maintain and enhance servicing profit-and-loss models, including revenue streams, ancillary fees, sub-servicing costs, advances, recoveries, and corporate allocations.
• Support mortgage servicing rights (MSR) valuation by modeling discount rates, CPR/prepayment speeds, delinquency curves, and cost-to-service assumptions.
• Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.
• Forecast servicing revenue and model default expenses, foreclosure timelines, claim recoveries, and REO performance.
• Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios.
• Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs for senior leadership.

Requirements

• Bachelor’s degree in Finance, Accounting, Statistics, Business, or related field.
• 4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience.
• Strong understanding of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures.
• Experience with servicing systems (MSP, Sagent, LoanServ) and data analysis tools (SQL, Snowflake, Tableau, Power BI).
• Ability to work independently and manage complex workloads with strict deadlines.
• Adhere to company security and data handling policies and complete required security awareness training.

Nice to have

• Master’s degree (MBA or related) or CPA/similar financial certification.

Stack

MSP, Sagent, LoanServ, SQL, Snowflake, Tableau, Power BI

Benefits

• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans.
• HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits.
• Employer-paid life and disability insurance.
• 11 observed holidays and PTO plan; up to 12 weeks of paid family leave.
• Continuing education reimbursement.

Навыки

• MSP
• Sagent
• LoanServ
• SQL
• Snowflake
• Tableau
• Power BI